If your needs are basic, FreeCharge does the job rather swiftly. It helps you with phone credit, DTH payments and bill payments. More recently, it has added a feature that helps you top-up your metro card, which completely eliminates standing in a long queue.
If there’s just one mobile wallet that you are keen on looking into, Paytm is the one to consider. One of the biggest mobile wallet players in the industry, Paytm started out with helping you simplify mobile recharges, DTH plans and bill payments but has diversified into more relevant avenues such as helping you pay for your Uber ride or tickets from BookMyShow. In fact, it even lets you shop for a host of products rather conveniently.
Apart from enabling you to make payments, Bank of Baroda and HDFC bank customers can use this app to seamlessly transfer money to anyone in their contact list without their bank account number or IFSC code. Other bank users can’t send, but can certainly receive money using this app. Before you get started, all you need to do is ensure that your account is enabled with mobile banking.
If you live in Bengaluru or Pune, this app is certainly worth adding to your arsenal. It helps you pay bills at partner restaurants, pubs and even grocery stores in a cashless manner. If you’re one to eat out with your friends on a frequent basis, they have a feature that helps you keep a check on the tab and even split the bill easily. With over 1,50,000 users hooked on to the app, making transactions that average at ₹1,500, now you genuinely don’t need to fret if you happen to leave your wallet at home when you’re out on a date.
Just like Paytm, MobiKwik lets you recharge your phone, pay bills or make transactions on MakeMyTrip, eBay, BookMyShow or Domino’s Pizza. What sets it apart from the others is that it has a commendable list of cash-back as well as value-for-money tie-ups with Café Coffee Day. Additionally, what has become its USP is the fact that you don’t need to have mobile banking to load this wallet with money. People living in Delhi, Jaipur, Gurgaon and Mumbai can arrange cash pick up for a maximum limit of ₹10,000 and have the equivalent amount reflected in their mobile wallet’s balance.
Written By : Shirley Mistry